Wills
Don’t leave the most important things to chance.
Wills can ensure your last wishes are carried out
You may have never thought about a Will, or looking to update your current Will. Whatever stage you are at our dedicated team are here to help you with all of your enquiries.
Have a chat with the team
What is a Will?
A will is a set of instructions for what should happen after you die, regarding your money, property and possessions.
It could also include what sort of funeral you would like, as well as other wishes. e.g. Who should bring up your children, if you have them.
Who needs a Will?
A will can be created by anyone over the age of 18. Contrary to belief they don’t need to be a homeowner, they can be renting but have children, pets or other assets that they wish to protect.
How old do I need to be to create a Will?
If you have prepared the will yourself, you need to be over 18, be making the will voluntarily and with a sound mind. You will have to make the will in writing, as well as signing it in the presence of 2 witnesses who are also over 18.
Why do I need a Will?
If a will isn’t prepared properly, it may not be valid, and therefore the law then decide on how your assets are distributed. This may not be what you wanted for your family.
What types of Will are there?
Single Wills: These can be written if you’re single or if your wishes are different to your partners.
Mirror Wills: These are for people that are married, in a civil partnership or cohabiting and wish for their Wills to be similarly drawn. This is to equally protect each other and any children.
Living Wills: These are slightly different to the usual Will. They are mainly utilised by those who fear they may not be of a sound mind in the future, such as those living with a deteriorating illness of the mind e.g Alzheimers.
You can still express your wishes whereby people receive your assets and wishes upon your death, however you can express details on your care and any medical requirements.
How often should I update my will?
Once you’ve created your will, it can be easy to forget about it. However when you experience big life changes such as children, marriage, divorce, or a new home then your will should be updated.
Even if there have been no major life changes, it is recommended to review and update your will every 5 years.
How does Guardianship work in my Will?
A guardian must be named in your will if you have children under the age of 18.
If you pass away before your children become 18, the guardian you designate will take care of them. Failing to name a guardian in your will could mean that your children are placed into care, until the courts decide what action to take.
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